KB Financial
Money Blog for Tech Company Employees
How to Avoid the IRS Tax Trap on Stock Options
You could be overpaying your stock options tax without knowing it — even if you have a tax preparer. Here’s how to dodge this costly tax trap. Exercising your employee stock options is a good thing. After all, it usually means you’re becoming wealthier and smarter...
How to calculate your alternative minimum tax (AMT): 6 simple steps
Avoid a high alternative minimum tax (AMT) bill by understanding how ISO exercises impact it. Receiving incentive stock options (ISOs) has its perks. You can eventually sell them for a potentially life-changing payout. A payout that can be your ticket to financial...
RSUs vs stock options: Key differences in an IPO
Understand the pros and cons of these equity types, their tax implications, and how to handle them. Your company’s IPO announcement can get the wheels in your head turning about what exact equity you have and how you think about these assets. I’ve noticed a lot of my...
Post IPO Selling Strategy: 5 Ways to Sell Stock After an IPO
The IPO was announced. You took action and did the 5 things everyone must do. Now, you are in the lock out period, and it is time to develop your post IPO selling strategy. The lock out period is the time when you are restricted from selling your shares. It usually...
3 ways to establish & live your company values
Strengthening your team and business starts with your values. Years ago, I worked with a national firm whose values didn’t exactly align with mine. I had to realize why things felt off, accept it, and move on. Working with parties who aren’t aligned with you is almost...
Should I Buy a House Now or Wait? The Impossible Money Question
Should I buy a house now or wait? There is one question I struggle with more than any other. It's impossible to answer. On the surface it's easy. Buying a house is a good long-term move. There are tax benefits. You get to deduct your mortgage interest on the first...
New year, new tax goals: 4 ways to meet your 2024 tax resolutions
Close out your 2023 taxes and set yourself up for a prosperous 2024 with these tax tips. Now that we’ve entered a new year, you’re probably gearing up for a smooth tax season…right? Oh, just me? That’s awkward. You’re probably focused more on new workout regimens,...
Tips for working with your spouse at the same tech company
Finding the time to meet someone and date are really hard when you work in tech. There are the long hours at work, and the frantic pace of San Francisco. But, if marriage is part of your plan, a number of factors could lead to working with your spouse at the same...
Avoiding AMT on ISO stock options if your company’s stock drops
If the value of your company’s stock declined significantly after you exercised Incentive Stock Options (ISO), you may have a tax problem. Here is a strategy for avoiding AMT on ISO stock options when the stock price falls. Did you exercise and hold? A common strategy...
Why married female founders should have slush funds
Having your own stash of cash can strengthen your marriage. Most people would agree that communication and transparency are key tenets of any healthy marriage, but are there any secrets worth keeping from your spouse? What if the secret revolves around finances, a...