Wondering if you’re truly on track for financial freedom? In this video, we break down how to calculate your financial independence number, a key metric for knowing when work becomes optional.
Working in tech makes this calculation tricky since careers aren’t always linear. Between job changes, equity events, and fluctuating income, it’s hard to answer the question: Am I financially independent?
In this video, we’ll cover the three ways we calculate financial independence for our clients:
- Net Worth vs. Income – A simple multiple to see if your net worth is 10x your annual income.
- Future Earnings vs. Investment Portfolio – Determine when your investments outweigh the future value of your career.
- Safe Withdrawal Rate (5%) – A specific, actionable calculation to see if your portfolio could replace your salary.
Plus, we’ll introduce our Financial Independence Calculator so you can run the numbers yourself and track your progress year after year.
✅ Try our free calculator here: https://kbfinancialadvisors.com/financial-independence-calculator/
Timestamps:
0:00 Intro
0:42 Why financial independence is harder to measure in tech
2:10 Net worth as a multiple of income
4:35 Comparing future earnings to your investment portfolio
7:15 Safe withdrawal rate explained
9:30 How to use our Financial Independence Calculator
