Qualified Small Business Stock (QSBS) Taxation

Turn a Complex Tax Break Into a Big Financial Win

Qualified Small Business Stock (QSBS) offers an incredible opportunity to exclude up to $10 million in federal capital gains taxes—but getting it right isn’t always easy. At KB Financial Advisors, we simplify the rules, strategies, and decisions so you can focus on what matters: growing your wealth.

Without the right guidance, QSBS can lead to...

Missing out on key tax benefits

Small missteps—like waiting too long to exercise or not holding shares long enough—can cost you millions in unnecessary taxes.

Confusion about timing and eligibility

Do your shares qualify? Should you sell now or hold for longer? The answers depend on complex rules that aren’t always clear.

Stress over missed opportunities

From advanced strategies like stacking and rollovers to navigating state tax rules, the stakes are high without a solid plan.

We help you turn QSBS into an incredible financial advantage

Smarter Tax Strategies

Maximize your $10 million exclusion

The QSBS tax break is one of the most generous opportunities out there, but it’s only valuable if you qualify—and getting it wrong can cost you. That’s where we come in. We’ll help confirm that your shares meet the requirements under Section 1202, so you can take full advantage of the tax exclusions. From avoiding pitfalls like selling too soon to ensuring you document your eligibility properly, we’ve got you covered. And if you’re in a state like California, where QSBS doesn’t get the same treatment as federal taxes, we’ll guide you on how to navigate that too. 

Proactive Planning

Stay ahead of deadlines and decisions

When it comes to QSBS, timing isn’t just important—it’s everything. We’ll work with you to decide the best time to exercise your options and start the five-year holding period required for the tax exclusion. If you’re looking to accelerate that timeline, we’ll help you explore strategies like early exercises and filing an 83(b) election. Plus, we’ll plan for key moments in your financial life, like a liquidity event or major purchases, so you’re always prepared. With a clear strategy in place, you can feel confident about every decision, knowing it’s part of a bigger picture.

Advanced Wealth Strategies

Think beyond $10 million

For those with gains that exceed the $10 million QSBS exclusion, we’ll show you how to take it even further. Stacking is one option: by gifting shares to trusts or family members, you can multiply the $10 million exclusion across multiple beneficiaries. Another approach is rolling over your QSBS proceeds into new qualified shares, allowing you to defer taxes and extend the growth potential of your investments. Big gains don’t have to come with equally big tax bills. We’ll help you make smart, strategic moves to keep more of what you’ve earned.

Why choose KB Financial Advisors?

Advice That Fits Your Situation

Founders, early employees, and investors all face different challenges with QSBS. We tailor our advice to your specific needs, whether you’re trying to confirm your shares qualify, decide the right time to sell, or plan around a big life event. Our goal is to make sure your QSBS strategy works for you—not the other way around.

Clear Guidance Through Complex Rules

QSBS rules can feel overwhelming—holding periods, tax exclusions, state differences—but we simplify it all. We’ll help you determine if your shares qualify, track key deadlines, and avoid common pitfalls like disqualifying your stock or paying unnecessary taxes. You’ll know exactly what steps to take, and when to take them.

Protecting Your Hard-Earned Gains

With QSBS, small mistakes can lead to big tax bills. We focus on strategies that save you money, like early exercises, gifting shares to trusts, or rolling over gains into new QSBS. Whether you’re navigating a $1 million or $10 million gain, we’ll help you keep as much of your wealth as possible.

ISO alternative minimum tax (AMT) calculator

Estimate the alternative minimum tax you may owe this year

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Take control of your QSBS taxes

Not sure how to make the most of your QSBS? Let’s talk. We’ll help you create a clear, simple plan that fits your financial goals. Whether it’s figuring out if your shares qualify, deciding when to sell, or exploring ways to save on taxes, we’ll guide you through it all—so you can focus on what matters most.