Non-qualified stock options (NSOs) can be a great way to build wealth, but they come with their own set of tax implications. Understanding when to exercise, how taxes are applied, and timing your sale can make all the difference.
When you exercise your non-qualified stock options, it triggers a tax event. We walk you through exactly how much you could owe in taxes right then, including the ordinary income tax you’ll face on the difference between your exercise price and the stock’s fair market value. By helping you calculate the tax impact, we ensure there are no surprises when you make your move.
The timing of when you exercise your NSOs can significantly affect your tax situation and financial outcome. We help you analyze factors like stock price, market trends, and your personal tax bracket to determine the most tax-efficient time to exercise. Our goal is to make sure you exercise your options at a time that aligns with your financial strategy.
Deciding whether to sell your shares immediately after exercising your NSOs or holding onto them can be tricky. We help you assess your options by looking at market conditions, your overall financial goals, and potential tax implications. Whether you’re aiming to lock in gains right away or hold for a longer-term strategy, we’ll help you make an informed decision based on your unique situation.
We don’t just look at your non-qualified stock options in isolation; we view them in the context of your complete financial picture.
We provide straightforward, personalized advice, helping you evaluate the market, your financial situation, and your goals to make the best decision on when to sell or hold.
Whether it’s avoiding the temptation to hold onto an option for too long or reacting impulsively to market changes, we ensure your financial strategy is driven by sound decisions.
Restricted Stock Units (RSUs) are a great perk, but they can come with a big tax bill. We’ll guide you through when to sell and how to minimize taxes, keeping you on track with your financial goals.
Have QSBS in your compensation package? Let’s make sure you’re taking full advantage of the tax breaks that come with it and setting you up for long-term success.
ISOs are a great tool for building wealth, but the tax implications can be complex. We develop a strategy that optimizes the timing of your ISO exercises and sales, so you don’t get caught off guard.
I appreciate that the group at KB Financial Advisors are well-versed in the different kinds of compensation that are offered in technical circles — specifically options, RSUs, and EIP — making them a trusted resource that I’ve used to evaluate various job offers. Working with them has relieved a huge mental burden for me around both short- and long-term financial planning.
We give KB Financial Advisors our highest recommendation for personal financial planning and tax preparation. My husband and I have been working with Jackie and the firm for over 20 years. When we first made the decision to commingle our finances, Jackie was our first stop. She has continued to grow our personal wealth over the years through a combination of sound advise and expert asset management. Jackie and the firm have even gone out of their way to provide compassion and advice during the disposition of assets after our parents passed away. Being a tech professional, I particularly appreciate the online tools Jackie and her team use and make available to me when I’m curious. With security and financial wellbeing as their top priorities, we trust KB Financial Advisors with all our financial planning and tax preparation needs.
I have been a client of KB Financial Advisors for over two decades, and I cannot speak highly enough of the exceptional service provided by Jackie and her team. I started working with KB Financial Advisors at an interesting time – I was newly married, starting a family and starting a new business. A client of Jackie’s recommended her to me and my wife and I are grateful, to this day, for that recommendation.
Jackie and her team provided guidance across multiple personal and professional financial planning areas. From tax & investment strategies to college savings plans to insurance to real estate to long-term retirement and wealth planning, KB Financial exceeded our expectations. Jackie and her team’s comprehensive approach to financial planning laid the groundwork across multiple aspects of our family and business needs. I write this review after kids have graduated from college, 20+ years of personal and business tax filings completed and countless advisory sessions for every member of my family from Jackie and her team. I have recommended numerous friend and family members to KB Financial Advisors and will continue to do so.
Thank you, KB Financial Advisors, for your unwavering support and stellar service!
We have been working with Landon since 2019 and can’t say enough good things about him. We always leave our annual meeting feeling better. He’s supported our goals and aligned a plan that makes sense for us. We’ve also had a great experience working with Chelsea. Taxes are confusing and overwhelming and she breaks it down in a way that we can understand. Love the videos she sends us with all the details. Would highly recommend working with both of them!
Landon is a fantastic and effective financial advisor. He is responsive, thoughtful, and extremely knowledgeable. I would recommend him to anyone who is managing pre or post IPO equity, and/or trying to establish basic financial goals and milestones.
Met Jackie for professional financial advice regarding some corporate benefit package. Absolutely fascinating conversation.
Let’s talk. We’ll help you figure out the best time to exercise, how to minimize taxes, and make sure your options align with your financial goals. Book your introductory call today.
595 Market Street
10th Floor
San Francisco, CA 94105
