What are the Best Investments to Pair with Employee Stock Options?
Anytime we have a client with stock options and an IPO in the future (which is often), we build their financial plan around five key areas: Career Stock Options Taxes Cash Flow Investments You’ll notice that stock options are #2 and investments are #5… Yet so many of our clients want to jump the gun […]
Employee Stock Purchase Plan (ESPP) 101: How Does an ESPP Work?
Most people are pretty giddy when they get their first job with a stock options package. After all… what is there to not be excited about? If you’re confident in your company and your teammates’ abilities to do their jobs well, it’s a built-in opportunity to grow your wealth that doesn’t require a massive […]
The Impact of Inflation on the Stock Market (And Your Stock Option Plan)
It’s all over the news, and it’s natural to start worrying about: Inflation. Inflation, inflation, inflation. ???????? We’re seeing it at the grocery stores and in the prices of most consumer goods: they’re more expensive now than they were a year ago. It’s impossible to ignore. And many people are starting to wonder what the […]
Are SMAs the Future of Personalized Investing? How to Invest & Grow Your Stock Option Wealth With an SMA
In this article we’ll talk about how individual investing has evolved over time, and why Separately Managed Accounts (SMAs) could very well be the future of personalized investing. Especially when you consider the recent decrease in their investment requirement, SMAs could be a total game-changer for many young professionals building long-term wealth. When it […]
Start Here: Understand Cost Basis & Cost Basis Implications
Keeping it simple, cost basis is the original price you pay for an asset. It’s used as a starting point to calculate how much you earn on an asset, so the IRS knows how much to charge you for capital gains tax. Sounds pretty simple, right? In theory, yes. But in practice…. not so much. […]
IPO Planning for Your First IPO: Start Here Guide
For most tech employees, finding out an IPO is on the horizon is like a sailor seeing land for the first time in months: They know their hard work & risk-taking has paid off, and they’re about to be rewarded with the excitement and freedom that comes with this new financial territory. And it really […]
Stock Options 101: The Beginner’s Guide to Company Equity
Scenario: You just got offered an exciting job at a cool, new startup???? ???? Heck. Yes. It’s a dream job, and you’re stoked to have it. You’ll be responsible for a lot of cool things you haven’t done before, you’ll get a TON of hands-on experience to grow your career, and you get some cool […]
How to Handle: State Taxation of Stock Options After You Move
Every year, without fail, a few of our clients relocate to a new state. It’s usually for work, but even with this, it can (unfortunately) create some unforeseen tax consequences, especially with equity compensation. (People start getting confused when they receive W2s for states they don’t even live in, and rightfully so.) Needless to say, […]
Employee Stock Purchase Plans: Getting Started & What You Need to Know
After an IPO, a lot of things change with your stock options and your company equity. You’ll have to deal with things like blackout periods and trading windows, and some companies will start offering an Employee Stock Purchase Plan (or ESPP). What is an Employee Stock Purchase Plan, exactly? In short, it lets you make […]