Financial Independence, Investment Management

Managing Your Investments – It’s a Balancing Act

Jackie Kleinman, CFP
March 28, 2020

The current health crisis and its impact on our jobs, our daily lives and our investments has many of us feeling confused and uncertain.

Things change daily, and sometimes by the hour. It’s difficult to plan.

So, what do you do?

First, don’t panic. Take a deep breath. Be sure you are doing what you need to do to keep yourself and your family safe and healthy.

With regards to your investments, these are things to consider at this time:

Is it a good time to rebalance?

Is it time to get in at the low?

Are you keeping a cushion with interest earning funds or cash?

Remember, we’ve been through this before, and we will get through it again.

Here’s a look at historical data that will give you some perspective.

Stay safe and be well.

About the Author

Jackie Kleinman, CFP®, is the Principal of KB Financial Advisors. She launched her fee-only financial planning practice in San Francisco in 2002 after starting her career in 1996, and has spent over 28 years guiding tech professionals and founders through equity compensation, concentrated stock position management, retirement planning, and tax-integrated wealth strategy. KB Financial Advisors is headquartered at 595 Market Street in San Francisco’s Financial District. Featured in: Authority Magazine (“Women Leading The Finance Industry: 5 Things You Should Do To Increase Your Financial Literacy”). Co-author of “The AdviseHERy Board: Create Support, Solve Issues, Grow Business” with Karen Colligan and Lynn Forbes. U.S. News Financial Advisors profile. Founding board member of Julia Morgan School (https://www.juliamorganschool.org/), 2000–2006.